Learning to make SMART goals

Seth Connell - Personal Finance Coach

A new year is almost upon us once again, and many of us are of a mind to achieve a thing or two in 2019. Some estimates claim that nearly 40% of Americans make a resolution for the new year, but about only 8% of us actually achieve those goals. Indeed, it seems that most of us abandon our resolutions before the second month of the year begins.

Maybe you’re one of those people who has kept resolutions in the past and saw them through to completion. If so, excellent work! I bet that if you did carry them out, there were certain characteristics about your goals that helped to ensure you would achieve them.

Many of us set goals for a new year, but they’re not really goals per se; they’re more like abstract ideas. We might say “I want to lose weight,” which is one of the most…

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